Summer storms: Reminder to cover your crops with state hail insurance

From Montana Department of Agriculture

HELENA — Montana’s producers are no stranger to severe weather, and with temperatures rising across the state so are the chances of significant and severe hail storms.

The Montana State Hail Program began its operations earlier this spring and staff is prepared to accept new policies through Aug. 15. Staff is available 8 a.m. to 5 p.m. Monday through Friday to accept policies, file claims, and to answer any questions producers might have regarding coverage options.

Producers can insure crops against hail damage at the maximum coverage rate of $75 per acre for dryland and $114 per acre for irrigated land. Rates charged are a percentage of the insured amount and vary by county. A detailed list of rates by county and crop can be found here.

State hail insurance forms are available online or by calling the office. Completed forms can be emailed, mailed or faxed to the department or used as a reference when you contact the office by phone.

Contact Information:

Montana State Hail Insurance Program

P.O. Box 200201

Helena, MT 59620

Phone: 406-444-5429

Email: [email protected]

Toll Free: 1-844-515-1571

Fax: 406-444-9422

The Montana State Hail Insurance program was created at the request of producers in 1917 to provide basic hail insurance coverage on any crop grown in Montana. The program is directed by a five-member board consisting of the department director, state insurance commissioner, and three policyholders.

The Montana Department of Agriculture’s mission is to protect producers and consumers, and to enhance and develop agriculture and allied industries. For more information on the department, visit http://agr.mt.gov.